Zip Pay / Money

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Learn More About Zip Pay / Money

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Zip now, pay later

Zip gives you the freedom to buy the things you love today. No fuss, no wait,
no worries.

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Nothing to pay today

We pay the store , you get the goods, or the store sends the goods

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Interest free with Zip Pay

Interest free terms available with Zip Money*

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Flexible repayments

Pay us back how you like - weekly, fortnightly or monthly

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Reusable account

A reusable account with a limit that suits your needs

How can I use Zip at The Pillar Code?

Want it.
Choose the items you love.

Zip it
Select Zip at the checkout

Own it
Set your repayments and enjoy your purchase.

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Pay Later with Zip Pay / Money

Zip FAQs

  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident.
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money
  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle.
  • Repayments start from $40 a month and are based on your account’s credit limit.
  • Choose the account that’s right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at checkout.
  • Log into your account to set up your repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.
  • If your item meets The Pillar Code’s returns policy, the purchase amount will be credited back to your Zip account
  • Zip Pay purchases are interest free, always.
  • For Zip Money, when the interest free period expires, the annual standard percentage of 19.9% applies.
  • Pay your statement closing balance, in full, by the due date and we’ll waive the $7.95 monthly Zip Pay fee. The $6 monthly account fee for Zip Money is waived if you have nothing owing.
  • If there’s nothing owing on your account, there’s nothing to pay and no fees.

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